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We use cookies and other tracking technologies to improve your browsing experience on our site, show personalized content and targetedanalyze site traffic, and understand where our audiences come from. To learn more or opt-out, read our Cookie Policy. The attack uses text-messaging management services that are aimed at businesses to silently redirect text messages from a victim to hackers, giving them access to any two-factor codes or links that are sent via text message. Using these services, attackers are not only able to intercept incoming text messages, but they can reply as well.

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The text message she received looked legitimate — even expected.

After some of her personal information had already been stolen a few years ago, she ed up for text alerts from her bank, Wells Fargo, to confirm each time she made a new purchase. And that step to protect herself, ironically, is what made her such an easy target. A robotic voice welcomed her to Wells Fargo and asked her to verify herself, so she entered in her credit cardSocial Security and birthday.

Thank you," the voice said, and hung up. Only then did she realize her mistake. Usually that's what happens. In the space of a few minutes, Beckwith became the latest victim of "smishing," or SMS phishing, in which a scammer sends a text message to trick a person into turning over some sensitive personal information, which can be used for all sorts of fraud, like siphoning money from their bank or opening up credit cards in their name.

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Unwanted texts have existed for practically as long as the text message itself. But with more people using their smartphone s to make payments and as many sites for banks and utilities verify users' s through text messages, the fraud floodgates have opened.

The s are staggering. The Federal Trade Commission gotcomplaints about scam texts last year, more than double the year before. People around the world were exposed to about percent more smishing attempts every three months, a new study from the cybersecurity company Lookout found. Jacinta Tobin, a vice president at Proofpoint, a cybersecurity company that specializes in threats to mobile phones, said scammers and criminal hackers noticed that more marketers and businesses interact with people through text messages and simply followed that trend.

You don't communicate with strangers via text.

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It's just friends," Tobin said in a phone interview. Scam and phishing messages sent via text are particularly tenacious because there's little ability to block them. Good providers now block most junk and phishing s, making spam a shadow of the problem it once was.

While unwanted phone calls are annoying, you can at least look at the caller's and decide to not to take a call. But though smartphones are nearly ubiquitous — 97 percent of Americans own one — there's very little people can do to stop unwanted texts.

Apple and Googlethe respective manufacturers of the iOS and Android smartphone operating systems, advise users to block unwanted s, but it's so easy for scammers to pretend to send messages from different s that such strategies are effectively meaningless. Apple at least allows users to filter all messages from people who aren't already in their contacts, but that doesn't flag which texts are likely to be scams, and it puts them in the same folder as authentic messages from unsaved s.

Why cybercriminals looking to steal personal info are using text messages as bait

Data breaches of users' personal information — including their phone s — are a frequent occurrenceand hackers regularly trade people's data with eager scammers. It's so common that in April, after researchers realized that hackers were able to pull more than half a billion Facebook users' names and phone s from the site, Facebook accidentally sent a Dutch reporter an internal memo that "we expect more scraping incidents and think it's important to both frame this as a broad industry issue and normalize the fact that this activity happens regularly.

There's also little indication that authorities are doing much about it or have advice for the public. Once Beckwith realized she'd reddit for a scam, she contacted the FTC, which didn't respond, and the Social Security Administration, which told her to monitor her credit.

But that was all the help they gave, and while she hasn't noticed anyone taking out a loan in her name, the spam texts have only sexts worse.

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While U. Sprint and Verizon didn't respond to requests for comment. But security experts warn that since many scammers have no interest in following the law, that's likely to do more harm than good. They may just be fishing for live s," Gregory said in a phone interview.

Tobin, of the cybersecurity company Proofpoint, said replying to smishing attacks most likely makes you more of a target. It builds," she said.

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Even if the attacker doesn't get that money from you, they can get money by selling your information. For most people, falling for a smishing attack le to either losing money or ending up at higher risk of identity theft. But text messaging is also the preferred delivery method for the most extreme form of phone hacking, when criminals or countries gain complete control over a phone, turning it into a secret microphone or stealing all its s and texts.

John Scott-Railton, a senior sexts at the University of Toronto's Citizen Lab, said he often sees hackers working for authoritarian countries sending texts try to trick dissidents into downloading programs that will hand over access to their phone. Many pretend to be part of the two-factor authentication process, in which users verifies their identities through an additional avenue besides their usernames and passwords.

While cybersecurity experts recommend reddit a dedicated, trusted smartphone app to set up two-factor authentication, many companies still do it through texts.

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Governments that want to do shenanigans also use them, because text message is uniquely well set up to be exploiting a whole category of password reset attacks and takeovers. With no easy fix on the horizon, most people have little choice but to simply be extremely careful not to click links texted to them from people they don't know.

Don't trust URLs in text messages unless you have more assurance. If you get a text message from a bank or a retailer, type in the URL into your browser separately. IE 11 is not supported.

For an optimal experience visit our site on another browser. Share this —. Follow NBC News.

\"i miss your lips on my neck.\"

By Kevin Collier. It took just a momentary lapse in judgment for Alyssa Beckwith to fall for the scam. Scammers work to sell fake Covid vaccination cards online April 13, Kevin Collier.

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